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Virginia Community Capital

Virginia Community Capital (VCC) is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Richmond, and Norfolk, we offer innovative and flexible financing tools throughout the state. In addition, we provide professional advisory services to individuals and organizations in low-to-moderate income and underserved communities.

Sandy Ratliff is the Community Impact Advisor with Virginia Community Capital providing technical assistance, professional training and access to capital to new and existing businesses through VCC’s New Economy Loan Fund for projects in coal-impacted counties in within Southwest Virginia. Her 27 years’ experience in economic and small business development, make her the go to person for business and community leaders. Contact her at (276) 477-3999 or sratliff@vccva.org